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SERVICES

Our services include, but are not limited to:

PERSONAL FINANCIAL PLANNING


PERSONAL FINANCIAL PLANNING

When considering personal financial planning, you may know what you want but may not understand exactly what you need. We address at least three questions: (1) Who is your wealth for? (2) What is your wealth for? (3) When do you think you will need it or want to distribute it? Our personalized planning process will help you walk through the steps necessary to address your concerns and questions, such as:

  • Spending analysis and planning
  • Income tax planning and coordination
  • Risk management & asset protection
  • Financial independence planning
  • Estate planning and charitable giving
BUSINESS PLANNING SOLUTIONS


BUSINESS PLANNING SOLUTIONS

Most business owners spend so much time working in their business that they fail to work on their business. We know from experience that one key component to business success is careful and scrupulous financial planning. To serve you and your business, we provide the following:

  • Buy–sell agreement planning
  • Succession planning strategies
  • Qualified retirement plans
  • Executive compensation packages
  • Employee benefit plan coordination
RETIREMENT PLANNING


RETIREMENT PLANNING

Most people can envision an age where they do not want to have to earn an income.  You may never retire, but you might want to do something different.  That something may have a different income stream or no income at all.  Retirement planning involves determining the timing and desired income goals and needs and then defining the actions and decisions necessary seeking to create an income you are highly unlikely to outlive.  We will help you through this process by understanding and planning spending and matching income sources with your cash needs.  This includes reviewing your Social Security benefits and Medicare coverage to help you determine which strategies and options are right for you.

PRIVATE WEALTH MANAGEMENT


PRIVATE WEALTH MANAGEMENT

We can engage in all aspects of your wealth. This includes, but is not limited to, the following:

  • Risk assessment and goal targeting profile
  • Evaluation of existing portfolio
  • Risk management and asset protection strategies
  • Customized portfolio construction
  • Estate planning and charitable giving
  • Integrating your investments into a wealth accumulation & protection plan
  • Focusing on portfolio optimization
RESPONSIBLE INVESTING


RESPONSIBLE INVESTING

Responsible Investing is no longer simply about excluding “sin” stocks.  It’s about investing to focus on both a positive impact on society and favorable investment results.  It turns out that embracing environmental, social and governance (ESG) best practices is good business.  More and more investors are discovering that it is possible to earn competitive returns with portfolios that reflect their values.

For additional information about ESG responsible investing, click here.

Environmental Social Governance (ESG) investing has certain risks based on the fact that the criteria excludes securities of certain issuers for non-financial reasons and, therefore, investors may forgo some market opportunities and the universe of investments available will be smaller. All investing involves risk including loss of principal. No strategy assures success or protects against loss.